Glossary

Bond Fund	Budget Deficit	Current Account Deficit	Derivative Security
Double Deficit	Duration	ETFs	Exchange Rate
Fixed Income Security	Forward Contract	Forward Currency Contract	Hard Currency
Investment Grade Security	Maturity	Monetary Policy	Money Market Instrument
NRSRO	Secular Bear Market	Security	Stagflation
Trade Deficit	Twin Deficits

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Merk Hard Money -
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Before investing you should carefully consider the Fund's investment objectives, risks, charges and expenses. This and other information is in the prospectus, a copy of which may be obtained by clicking here. Please read the prospectus carefully.