Merk Hard Currency Fund: Who May Want to Invest

The Fund may be appropriate for you if you:

Are pursuing a long-term goal with a hard currency component to your portfolio
Are willing to accept price fluctuations in your investments
Are willing to tolerate the risks associated with investments in foreign currencies
Are looking for a way to potentially mitigate downside risk in or profit from a secular bear market

The Fund may not be appropriate for you if you:

Need stability of principal
Are pursuing a short-term goal or are investing emergency reserves
Want an investment that is considered a substitute for a U.S. dollar money market fund

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Merk Hard Money -
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Before investing you should carefully consider the Fund's investment objectives, risks, charges and expenses. This and other information is in the prospectus, a copy of which may be obtained by clicking here. Please read the prospectus carefully.